APPRAISAL & MEDIATION FOR PROPERTY CLAIM DISPUTES​

Insurance disputes aren’t uncommon even for covered events. Before calling a lawyer to take your insurance company to court over unpaid property damages, know that some courts may require mediation or appraisal before hearing a case over an insurance dispute.

What is Appraisal?

One way for policyholders to dispute their insurance company’s offer is to invoke the appraisal clause

What is Mediation?

Mediation is the process of resolving an insurance dispute by reaching an agreement with the help of a third party mediator.

How can a Public Adjuster Help Settle Your Property Damage Claim Through Appraisal?

If property damage or loss is covered by your insurance, but the payouts estimated by your public adjuster and the insurance company differ, your PA may suggest going to appraisal.

INSURANCE APPRAISAL VS MEDIATION

Appraisal

  • In an insurance dispute involving an appraisal, the policy holder and insurance company each appoint an appraiser. An umpire functions as a neutral third party mediator.

  • Each party pays its own appraiser and the cost of the umpire is split equally.

Mediation

  • Mediation is less costly to the policyholder than appraisal.

  • The mediator does not impose a decision on either party, but instead helps to reach an agreement.

  • If an agreement is reached, a Settlement Agreement can then be signed and filed, becoming a binding agreement.

SERVICE AREAS

Commercial Loss Insurance Claims

Blackstone Claim Services are Licensed Public Adjusters Serving property owners who have suffered storm damage in these states: Texas, Florida, Colorado, Oklahoma, Louisiana, and North Carolina.

Don’t see your state listed? Don’t panic! Give us a call. We may be able to assist you with your insurance claim or refer you to another Public Adjuster we’ve worked with and trust.

united states storm map service area

TAKE CONTROL OF YOUR CLAIM.
PROTECT YOUR ASSETS